Advertorial
SPN
Senior Public NewsSENIOR CONSUMER UPDATE
TOP SENIOR STORYNew state-regulated program
New Program

New State-Regulated Program Lets Seniors On Social Security Lock In $25,000 To $100,000 In Coverage For Just $1–$2 A Day

Watch SPN's report · 1:11

It was only recently created, it was built around a fixed income, and approval is automatic for those who qualify. 330,000 seniors have already enrolled during this enrollment period. Here's how it works, and how to check if you qualify.

By SPN Senior Stories DeskUpdated today
330,000enrolled during this period
$1–$2a day
Automaticapproval
Reader resource: check your eligibility

Check program eligibility in under one minute with a licensed professional. It's a quick, free call. Select your age to get started:

Check eligibility: age 50 to 65 →Check eligibility: age 66 to 79 →Check eligibility: age 80 or older → 3 quick questions, then a short, free call with a licensed professional.

Why this new program is such a big deal

This program is new. It was only recently created, it's state-regulated, and it was set up for one reason: so seniors on Social Security, including those in a difficult financial position, can still afford to leave their children something behind.

For seniors on a fixed income, it's about as good as it gets:

  • Brand new. Recently created, and most people who qualify haven't heard of it yet.
  • State-regulated. Not a fly-by-night offer, and not like the ones you usually see advertised.
  • Built for Social Security. Made specifically for people living on a fixed income.
  • $25,000 to $100,000 in coverage for just $1 to $2 a day.
  • Automatic approval for those who qualify. No medical exam.
  • Cash value you can use while you're still living.

Most people collecting benefits don't think they qualify until they call.

A $25,000 Final Expense Benefit check, the kind families receive through the program.

“I got approved”: the moment the letter arrives

“Oh, my... I got approved.”Viewer who called in time
“I thought it was gonna cost too much, but it was almost nothing. Thank God we called. Hallelujah!”Viewer who called
“The deposit hit.”Viewer, checking her bank account
“I worried about this for years. Now my kids won't have to.”Viewer who called
“Took us less than a minute. That's one less thing to worry about.”Viewer who called
“Thank you, Jesus.”Viewer, after hearing she was approved

Viewers opening their letters and checking their accounts, from SPN's report.

330,000 have already enrolled

330,000 seniors on a fixed income and Social Security have already enrolled during this enrollment period.

Most of them say the same thing: they almost didn't call, because they assumed it wasn't for them.

“I'm really glad I was able to call before the deadline.”Viewer who called in time

What families are saying

“When my husband passed, everything was taken care of. Now, it only cost us two dollars a day, and we got twenty-five thousand.”Widow, on her husband's funeral
“They sent me a check, $25,000, to bury her. She was paying, like, a dollar or two a day.”Family member, on their mom's coverage
“I was really grateful she did this for me.”Family member, on their mom's coverage
“Now my daughter's protected.”Viewer who called
Reader resource: check your eligibility

Check program eligibility in under one minute with a licensed professional. It's a quick, free call. Select your age to get started:

Check eligibility: age 50 to 65 →Check eligibility: age 66 to 79 →Check eligibility: age 80 or older → 3 quick questions, then a short, free call with a licensed professional.

“I'm not interested.” Here's why people call anyway

“I don't think I'd qualify.”

Approval is automatic for those who qualify. Most people collecting benefits don't think they qualify until they call.

“I can't afford another bill.”

It was made for seniors on a fixed income. Coverage runs $1 to $2 a day.

“It's money I'll never see.”

The policy builds cash value you can use while you're still alive if you need it.

“My family will figure it out.”

Families without coverage usually do, by going into debt, taking out a loan or starting a GoFundMe. This is how you make sure yours doesn't have to.

The responsible thing to have

Every family will face a funeral. Without coverage in place, the bill falls on your children or your spouse, and that's how families end up in debt, taking out a loan or starting a GoFundMe. Families who have this don't panic when a loved one passes. Everything is covered. They even have money left over.

The risks of waiting

Many people mean to look into it “later.” Here's what can happen in the meantime:

Enrollment could close.

Enrollment in this program is limited. If the current period closes before you check, you may have to buy a policy at regular prices instead.

The requirements could change.

Future enrollment periods could add eligibility or health requirements, which means approval may no longer be automatic.

Prices could be higher next time.

There's no guarantee the program will open again at today's $1 to $2 a day.

The current enrollment period closes Friday at 6 PM EST.

The program at a glance
Protection
$25,000 to $100,000
Cost
$1–$2 a day
Who it's for
50+ on Social Security
Born
1940 to 1975
Approval
Automatic
Cash value
Usable while living
Program
Newly created, state-regulated
Already enrolled
330,000 this period
Enrollment
Limited · closes Friday 6 PM EST

How to check if you qualify

You may qualify if you are:

  • Collecting Social Security
  • 50 or older
  • Born between 1940 and 1975
  1. Tap the button below and answer 3 quick questions.
  2. Call the free number on the next screen.
  3. Tell them you want the final expense program.

It's free to call. Enrollment closes Friday at 6 PM EST, so don't sit on it.

Reader resource: check your eligibility

Check program eligibility in under one minute with a licensed professional. It's a quick, free call. Select your age to get started:

Check eligibility: age 50 to 65 →Check eligibility: age 66 to 79 →Check eligibility: age 80 or older → 3 quick questions, then a short, free call with a licensed professional.

Common questions

Do I need a medical exam?

No. Approval is automatic for those who qualify.

How much does it cost?

$1 to $2 a day for $25,000 to $100,000 in burial protection.

Can I use it while I'm alive?

Yes. The policy builds cash value you can use while you're still living if you need it.

What can my family use the money for?

Funeral and burial costs, final medical bills and unpaid debt. Anything left over is theirs to keep.

How many people have enrolled?

330,000 seniors on a fixed income and Social Security have already enrolled during this enrollment period.

Is enrollment open now?

Yes, but enrollment is limited. The current period closes Friday at 6 PM EST.

Does it cost anything to call?

No. It's free to call. Just say you want the final expense program.

Senior Public News

Consumer information concerning senior products and services designed for your needs.

Terms & Conditions · Privacy Policy · CCPA

seniorpublicnews.com is a licensed insurance agency. Not affiliated with any government agency. Coverage, rates and availability vary by state and carrier. All third-party trademarks belong to their respective owners.

Private insurance, not a government or Social Security benefit. Availability, premiums, eligibility, and policy terms vary.

No purchase is required to request information. Availability and eligibility vary.

© 2026 Senior Public News · Advertorial

Free call. Check program eligibility in under 1 minute with a licensed professional.Check Now